We are creating a unified platform for the creator economy which could approach $0.5 trillion by 2027 according to Goldman Sachs.
The creators have built a new economy in UK, USA, South America and Asia but their financial tools never evolved with how they earn. Income is fragmented, unpredictable, and difficult to manage using traditional banking tools built for salaried workers.
The infrastructure now exists to fix this. Griffin Bank Ltd provides the banking layer. Agentic AI provide the intelligence layer. We built the product layer.
For most of the last decade, building a product like Vyqo would have required becoming a bank — years of regulatory work, tens of millions in capital, an entire compliance org. Griffin changed that in 2024 by becoming the first full-stack BaaS in the UK with both PRA and FCA authorisation. We can issue real ring-fenced sub-accounts the day a creator signs up.
The intelligence side moved just as fast. Two years ago, "AI deal scoring" would have meant a static spreadsheet of rules. Today an agent can ingest a PDF, cross-reference 12,000 anonymised UK deals, evaluate exclusivity language, and draft a counter-offer in twelve seconds. We didn't invent that capability. We're the first product to point it at the creator economy.
Vyqo is what happens when those two layers — banking and intelligence — get assembled into something a creator can actually open on their phone. The goal is simple: let creators run a creator's business, not an accountant's business.